Best CD Rates for January 2025: Up to 4.54% - NerdWallet
Check out the best CD rates today at top online banks and credit unions. The highest certificate of deposit rates are above 4%.
Current CD Rates, Dec. 2024: APYs Are Falling - NerdWallet
Dec 18, 2024 · High CD rates for now The Fed lowered its benchmark rate multiple times in the second half of 2024. As a result, banks and credit unions have started lowering CD rates.
16 Best 6-Month CD Rates for January 2025 - NerdWallet
Dec 20, 2024 · The best 6-month CDs offer high interest rates and are federally insured. NerdWallet's list features all online banks and credit unions.
16 Best 5-Year CD Rates for January 2025 - NerdWallet
The best five-year CD rates tend to be much higher than the national average rate of 1.32% APY. These CDs can help you work toward your individual savings goals.
5 Best No-Penalty CD Rates for January 2025 - NerdWallet
Dec 18, 2024 · NerdWallet's Best No-Penalty CD Rates for January 2025. CIT Bank No-Penalty CD: Best for No-Penalty CD Rates, 3.50% APY; Marcus by Goldman Sachs No-Penalty CD: Best for No-Penalty CD Rates, 4.00% APY
The Best Time for High CD Rates Might Be Right Now
Feb 23, 2024 · Yields on savings accounts and CDs are some of the highest in more than a decade — above 5% at best, as of mid-February — but there are signs that these rates may not last. CDs are federally ...
16 Best 3-Year CD Rates for January 2025 - NerdWallet
Dec 20, 2024 · The best three-year CD rates can give a boost to short-term savings. The rates featured on this page are much higher than the national average rate of 1.33% APY for three-year CDs. See our picks ...
10 Best Credit Union CD Rates - NerdWallet
Jan 26, 2024 · NerdWallet's Best Credit Union CD Rates. Alliant Credit Union Certificate: Best for Easy to join; Navy Federal Credit Union Standard Certificate: Best for Competitive rates but restrictive membership
Historical CD Rates 1980-2024: Highs, Lows and the Stories
Dec 18, 2024 · High CD rates for now The Fed lowered its benchmark rate multiple times in the second half of 2024. As a result, banks and credit unions have started lowering CD rates.
Your Last Chance for High CD Rates Is Right Now - NerdWallet
Mar 16, 2020 · Act now for high CD rates The Federal Reserve cut its benchmark rate by a full percentage point, to nearly zero, on Sunday. And banks will likely follow by slashing rates on savings and CDs.