For many Americans, maintaining a good credit history is crucial for major financial decisions like buying a car or a home.

If your entire financial life could be boiled down to one number, it would be your credit score. It's a three-digit figure that represents your history of borrowing and paying back money.

The US government's credit rating has been downgraded following concerns over the state of the country's finances and its debt burden. Fitch, one of three major independent agencies that assess ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Credit scores provide lenders a holistic look into your financial history, but there's one factor that ...