As interest rates fell last year, demand shifted from fixed-rate deferred annuities to registered indexed-linked and ...

Limra figures reveal third straight year of record sales, with demand for fixed-rate deferred annuities declining and robust ...

Fixed index annuities specifically earn an interest rate linked to a stock market index, such as the S&P 500, while also offering principal protection from negative returns. Unlike traditional ...

However, the decision to exchange your annuity should not be taken lightly and may even have financial consequences. Unfortunately, it’s not as simple as cashing out and moving on to another savings ...

including credited rates and minimum surrender values, depend on the claims-paying ability of North American. Refer to the contract and disclosure statement for details. Fixed index annuities are ...

Here are five questions to ask your advisor or insurance agent before signing an annuity contract. Your annuity may offer a ...

This, and the findings below, validate previous observations of decreased surrender rates in fixed indexed annuity contracts when used for income generation. The studies also highlight how ...

Total 2024 annuity sales were up 12% over 2023, according to preliminary results from LIMRA’s U.S. Individual Annuity Sales Survey.

An accumulation period is one of those concepts you should understand if you own a deferred annuity, or if you’re interested ...